1. Introduction: By accessing and using www.idbmklubi.com ("Website"), you accept and agree to be bound by the terms and conditions contained herein ("Terms & Conditions"). These Terms & Conditions may be updated from time to time without notice.

‍2. Intellectual Property: All content, graphics, user interfaces, logos, sounds, artwork, and computer codes (collectively, "Content"), including but not limited to the design, structure, selection, coordination, and arrangement of such Content, contained on the Website is owned, controlled or licensed by or to IDBM Klubi Ry, and is protected by copyright, patent, and trademark laws.

‍3. User Conduct: Users are prohibited from:a. Accessing the Website unlawfully or without authorization.b. Using the Website in a manner that damages, disrupts, impairs, or inhibits other users' use of the Website.c. Engaging in activities that involve the transmission of "junk mail" or unsolicited mass mailing or spamming.

‍4. Limitation of Liability: To the fullest extent permitted by applicable law, IDBM Klubi Ry will not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from the use of or inability to use the Website.

‍5. External Links: The Website may contain links to external websites that are not provided or maintained by [Your Company Name]. We do not warrant the accuracy, relevance, timeliness, or completeness of any information on these external websites.

‍6. Account Termination: IDBM Klubi Ry reserves the right, in its sole discretion, to terminate your access to the Website and related services, without any advance notice.

‍7. Privacy: Your use of the Website is also governed by our Privacy Policy, which can be found at [link to your privacy policy].

‍8. Governing Law & Jurisdiction: These Terms & Conditions are governed by the laws of Finland. All disputes will be resolved exclusively by the courts located within Finland.

‍9. Severability: If any provision of these Terms & Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms & Conditions shall otherwise remain in full force and effect.

‍10. Changes to Terms: IDBM Klubi Ry reserves the right to modify these Terms & Conditions at any time. Users are encouraged to periodically review these Terms & Conditions to stay informed of updates.

‍11. Contact Information: For any queries related to these Terms & Conditions, please contact us at hello@idbmklubi.com.